A home ownership planner
Rent vs. buy
See how your home’s future value compares with investing the down payment and the monthly difference between your EMI and rent.
Your assumptions
₹
%
₹
₹
% / year
years
% / year
% / year
How this comparison works
The deposit is treated as your down payment. In the rent scenario, that same amount is invested up front, along with each month’s positive EMI-minus-rent difference. Rent rises once a year; EMI stays fixed.
Estimated result at end of tenure
Buying vs. renting and investing
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Difference in estimated net worth
Enter your assumptions
Estimated home value—
Loan amount—
Monthly EMI—
Rent + invest portfolio—
Monthly EMI minus starting rent—
Illustrative estimate. Excludes taxes, maintenance, insurance, transaction costs, rent deposit, and changes in EMI or investment returns.
Reading the result
Your comparison will update as you change the assumptions.
House value growth over the period—
End of comparison period—